We know that you work hard for your money! We want you to be covered in the event that anything should happen to you! Not all employers are required to have workers’ compensation! If your employer is in an industry, other than construction, and there are fewer than four employees at your workplace, your employer is not required to carry workers compensation coverage. If an accident occurs on the job you need to report it as soon as possible, but no later than 30 days after the accident. Failure to do so will result in your claim being denied. If your employer refuses to report your work related injury you need to contact us. We will be able to advise you on the proper procedure to ensure that your claims are filled and taken seriously. One of the reasons that it is important to contact us insurance companies do not want to pay out on their premiums, they want to keep their money just as much as you want it back! The way they infer workers’ compensation laws can be the difference between a denied claim and an injured employee being granted what they deserve. This means that you may not receive all the money that you legally deserve if you do not contact us. Remember workers compensation information should always be present and clearly laid out in your workplace. Remember, to stay safe, live life, and leave the legal stuff to us!