The idea of losing your home to foreclosure can be terrifying. Do you hire an attorney? What strategies can help save your home? This quick guide to mortgage foreclosure defense in Boca Raton answers those questions and more.
How Do I Know If I Need a Mortgage Foreclosure Attorney?
It might seem like hiring an attorney for mortgage foreclosure defense in Boca Raton is an expense you don’t need. In some cases, it is a situation you can fix on your own. Other times, you can dramatically benefit from legal representation.
If you have a solid defense and the desire to keep your home, hire an attorney. Your defense might be that the servicer didn’t follow proper procedures, the foreclosing party cannot prove they own the home loan, or maybe a serious account error has been made that you can’t rectify without legal help.
Are you active military personnel? If so, you actually have protection against foreclosure. An attorney can inform you of all your rights.
Is it time to file for bankruptcy? Oftentimes, many people find when they’ve hit foreclosure, the best option is to file bankruptcy with the help of an attorney.
What Are Some Mortgage Foreclosure Defense Strategies That Work?
First and foremost, remember ignoring the problem won’t make it go away. Mediation between yourself and the lender might resolve the matter and halt the foreclosure. Try looking for state-sponsored dispute resolution opportunities.
Is loan modification or a repayment plan an option? Again, it’s a good idea to speak to your lender about your options for stopping a foreclosure.
Are there government programs backed by your mortgage investor?
Do your research. You might be surprised at the help you find that does not involve hiring an attorney and / or going to court. However, if you are in doubt or simply not sure where to begin, seek the advice of counsel.
At SHAMY, EL FADEL & MAHONE, You’ll Find Expert Mortgage Foreclosure Defense in Boca Raton!
We welcome you to schedule a no-obligation foreclosure consultation by phone, in person, or via Skype. Contact us today at 561-939-8042, and let us help you save your home.